TBU Publications
Repository of TBU Publications

Improving financial capability: the mediating role of financial behaviour

DSpace Repository

Show simple item record


dc.title Improving financial capability: the mediating role of financial behaviour en
dc.contributor.author Çera, Gentjan
dc.contributor.author Khan, Khurram Ajaz
dc.contributor.author Mlouk, Ahmad
dc.contributor.author Brabenec, Tomáš
dc.relation.ispartof Economic Research-Ekonomska Istrazivanja
dc.identifier.issn 1331-677X Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2020
dc.type article
dc.language.iso en
dc.publisher Taylor and Francis Ltd.
dc.identifier.doi 10.1080/1331677X.2020.1820362
dc.relation.uri https://www.tandfonline.com/doi/full/10.1080/1331677X.2020.1820362
dc.subject financial capability en
dc.subject financial attitude en
dc.subject financial knowledge en
dc.subject financial behaviour en
dc.subject financial inclusion en
dc.subject transition country en
dc.description.abstract This paper investigates the collective impact of financial literacy and inclusion on individuals’ financial capability focusing on the mediating role of financial behaviour. The research is conducted on an individual-level survey. The relationships were examined by using PLS-SEM. Financial capability can be improved by increasing individuals’ financial knowledge, financial behaviour and promoting their inclusion in financial services. Furthermore, the indirect effect of financial knowledge and attitude on financial capability is found to be significant, highlighting the importance of financial behaviour. The results assist policymakers and industry leaders in understanding the most influential factors on financial capability in the context of a post-communist transition country. This enables them to design policies and services aimed at equipping citizens with knowledge and skills to make best use of their financial resources. © 2020 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1009923
utb.identifier.obdid 43881265
utb.identifier.scopus 2-s2.0-85090457609
utb.identifier.wok 000569997900001
utb.source j-scopus
dc.date.accessioned 2020-09-25T13:44:08Z
dc.date.available 2020-09-25T13:44:08Z
dc.description.sponsorship Internal Grant Agency of FaME TBU [IGA/FaME/2019/002]
dc.rights Attribution 4.0 International
dc.rights.uri http://creativecommons.org/licenses/by/4.0/
dc.rights.access openAccess
utb.contributor.internalauthor Çera, Gentjan
utb.contributor.internalauthor Khan, Khurram Ajaz
utb.fulltext.affiliation Gentjan Çera a,b, Khurram Ajaz Khan a, Ahmad Mlouk c, Tomáš Brabenec d a Faculty of Management and Economics, Tomas Bata University, Zlin, Czech Republic; b Faculty of Economics and Agribusiness, Agricultural University of Tirana, Tirana, Albania; c School of Economics, Staffordshire University, Stoke-on-Trent, UK; d Faculty of Finance and Accounting, University of Economics, Prague, Czech Republic
utb.fulltext.dates Received 7 May 2020 Accepted 1 September 2020
utb.fulltext.sponsorship The authors are thankful to the Internal Grant Agency of FaME TBU No. IGA/FaME/2019/002 for financial support to carry out this research.
utb.scopus.affiliation Faculty of Management and Economics, Tomas Bata University, Zlin, Czech Republic; Faculty of Economics and Agribusiness, Agricultural University of Tirana, Tirana, Albania; School of Economics, Staffordshire University, Stoke-on-Trent, United Kingdom; Faculty of Finance and Accounting, University of Economics, Prague, Czech Republic
utb.fulltext.projects IGA/FaME/2019/002
utb.fulltext.faculty Faculty of Management and Economics
utb.fulltext.faculty Faculty of Management and Economics
utb.identifier.jel G51
utb.identifier.jel G53
Find Full text

Files in this item

Show simple item record

Attribution 4.0 International Except where otherwise noted, this item's license is described as Attribution 4.0 International