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Approaches of Czech entrepreneurs to debt financing and management of credit risk

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dc.title Approaches of Czech entrepreneurs to debt financing and management of credit risk en
dc.contributor.author Ključnikov, Aleksandr
dc.contributor.author Belás, Jaroslav
dc.relation.ispartof Equilibrium-Quarterly Journal of Economics and Economic Policy
dc.identifier.issn 1689-765X Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2016
utb.relation.volume 11
utb.relation.issue 2
dc.citation.spage 343
dc.citation.epage 365
dc.type article
dc.language.iso en
dc.publisher Institute of Economic Research- Poland
dc.identifier.doi 10.12775/EQUIL.2016.016
dc.relation.uri https://www.ceeol.com/search/article-detail?id=459538
dc.subject small and medium enterprises en
dc.subject credit risk en
dc.subject debt financing en
dc.subject gender of entrepreneurs en
dc.subject education of entrepreneurs en
dc.subject company's age and size en
dc.subject Czech Republic en
dc.description.abstract The aim of this article was to define, quantify and compare significant factors of the debt financing in the segment of SMEs. The research focused on the significant differences between groups of entrepreneurs, defined in relation to gender, education, size and age of the company, was carried out in the Czech Republic in 2015 on a sample of 1,141 respondents. We found that while the importance of the credit risk increased during the crisis, the level of knowledge of conditions under which commercial banks provide loans is relatively low between entrepreneurs. Entrepreneurs presume that the credit conditions in commercial banks are not transparent, but agree that the better knowledge of credit criteria allows for easier access to funding. Substantial differences in the assessment of the factors of credit risk by defined groups of entrepreneurs were identified. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1007403
utb.identifier.obdid 43874932
utb.identifier.scopus 2-s2.0-85020386538
utb.identifier.wok 000399974900008
utb.source j-wok
dc.date.accessioned 2017-09-08T12:14:52Z
dc.date.available 2017-09-08T12:14:52Z
dc.rights Attribution 4.0 International
dc.rights.uri https://creativecommons.org/licenses/by/4.0/
dc.rights.access openAccess
utb.contributor.internalauthor Belás, Jaroslav
utb.fulltext.affiliation Aleksandr Ključnikov∗ Paneuropean University in Bratislava, Slovak Republic Jaroslav Belás** Tomas Bata University in Zlin, Czech Republic ∗ Contact: aleksadr.kljucnikov@vsp.cz, Paneuropean University in Bratislava, Faculty of Economics and Business, Tematinská 10, 820 01 Bratislava, Slovak Republic ** Contact: belas111@gmail.com, Department of Enterprise Economics, Faculty of Management and Economics, Tomas Bata University in Zlin, Mostní 5139, 760 01 Zlin, Czech Republic
utb.fulltext.dates Date of submission: June 9, 2015; date of acceptance: December 15, 2015
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utb.scopus.affiliation Paneuropean University in Bratislava, Faculty of Economics and Business, Tematinská 10, Bratislava, 820 01, Slovakia; Department of Enterprise Economics, Faculty of Management and Economics, Tomas Bata University in Zlin, Mostní 5139, Zlin, 760 01, Czech Republic
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