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A credit policy study of Chinese banks on small and medium-sized enterprises

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dc.title A credit policy study of Chinese banks on small and medium-sized enterprises en
dc.contributor.author Zheng, Xiaosong
dc.relation.ispartof Acta Universitatis Agriculturae et Silviculturae Mendelianae Brunensis
dc.identifier.issn 1211-8516 Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2013
utb.relation.volume 61
utb.relation.issue 7
dc.citation.spage 2973
dc.citation.epage 2982
dc.type article
dc.language.iso en
dc.publisher Mendelova zemědělská a lesnická univerzita v Brně cs
dc.publisher Mendel University of Agriculture and Forestry Brno en
dc.identifier.doi 10.11118/actaun201361072973
dc.relation.uri https://acta.mendelu.cz/artkey/acu-201307-0120_a-credit-policy-study-of-chinese-banks-on-small-and-medium-sized-enterprises.php
dc.relation.uri https://acta.mendelu.cz/pdfs/acu/2013/07/120.pdf
dc.subject Commercial banks en
dc.subject Credit policy en
dc.subject Game theory en
dc.subject SMEs China en
dc.description.abstract In recent years, there is rising attention on the difficult financing problems of small and mediumsized enterprises (SMEs). With constant development and improvement in China's socialist market economy system, SMEs is becoming a pivotal part of China's national economy. It can be said that the development of SMEs makes a great contribution to China's national economy development. However, SMEs are facing financing bottlenecks at the same time. This is not only because of the limited financing capabilities of SMEs themselves but also because of the various commercial bank credit policies. It is necessary to solve credit policy problems between SMEs and banks, not only for SMEs but also for the further development of commercial banks. This paper analyses the problems and the reasons of "credit grudging" behavior of China's commercial banks and SMEs financing difficulties through a critical analysis. This paper also uses the method of the dynamic game theory to probe into credit problems between SMEs and commercial banks under the condition of information asymmetry. At the end of the paper, conclusions are made and suggestions are proposed for a win-win solution concerning credit policy problems between SMEs and commercial banks. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1003683
utb.identifier.obdid 43871755
utb.identifier.scopus 2-s2.0-84893241755
utb.source j-scopus
dc.date.accessioned 2014-03-13T16:50:45Z
dc.date.available 2014-03-13T16:50:45Z
dc.rights Attribution-NonCommercial-NoDerivs 4.0 International
dc.rights.uri https://creativecommons.org/licenses/by-nc-nd/4.0/
dc.rights.access openAccess
utb.contributor.internalauthor Zheng, Xiaosong
utb.fulltext.affiliation Xiaosong Zheng Faculty of Management and Economics, Tomas Bata University in Zlín, 760 01 Zlín, Czech Republic, Sydney Institute of Language and Commerce, Shanghai University, 201800 Shanghai, P.R.China, e-mail: zheng@fame.utb.cz, xiaosong.zheng@shu.edu.cn
utb.fulltext.dates Received: April 11, 2013
utb.fulltext.sponsorship -
utb.fulltext.projects -
utb.fulltext.faculty Faculty of Management and Economics
utb.fulltext.ou -
utb.identifier.jel -
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