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The effect of business environment and entrepreneurs’ gender on perception of financial risk in the SMEs sector

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dc.title The effect of business environment and entrepreneurs’ gender on perception of financial risk in the SMEs sector en
dc.contributor.author Kozubíková, Ludmila
dc.contributor.author Homolka, Lubor
dc.contributor.author Kristalas, Dimitris
dc.relation.ispartof Journal of Competitiveness
dc.identifier.issn 1804-1728 Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2017
utb.relation.volume 9
utb.relation.issue 1
dc.citation.spage 36
dc.citation.epage 50
dc.type article
dc.language.iso en
dc.publisher Tomas Bata University in Zlín
dc.publisher Univerzita Tomáše Bati ve Zlíně (UTB) cs
dc.identifier.doi 10.7441/joc.2017.01.03
dc.relation.uri https://www.cjournal.cz/index.php?hid=clanek&bid=archiv&cid=240&cp=
dc.subject small and medium-sized enterprises en
dc.subject financial risk en
dc.subject government support en
dc.subject social environment en
dc.subject banks' approach en
dc.subject Czech Republic en
dc.description.abstract Small and medium-sized enterprises (SMEs) are crucial, and not only for the Czech economy. Their sustainable growth is important for the economy of most European countries. Because of this, the issues surrounding their financing, government support and public perception are widely discussed. The problems connected with external financing of SMEs are closely related to effective management of financial risk, which can minimize competition, create better financial structure and increase the firm’s competitiveness. Our results of the questionnaire survey in the Czech Republic in 2015 were obtained using Structural Equation Modelling (SEM) and revealed a factor which the male sample believed to be an important influence on the perception of financial risk is a bank’s approach to business. This factor is significantly influenced by knowledge, rules and principles including the knowledge of banks’ credit conditions, their transparency and the ability of entrepreneurs to manage financial risks. In the female sample, state and public perception showed to be much more important in the perception of financial risk. Male entrepreneurs mitigate financial risks through a bank’s assistance whereas female entrepreneurs emphasize the role of society. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1007087
utb.identifier.obdid 43876668
utb.identifier.wok 000411798900004
utb.source j-orig
dc.date.accessioned 2017-07-25T08:54:55Z
dc.date.available 2017-07-25T08:54:55Z
dc.description.sponsorship [IGA/FaME/2015/022]
dc.rights Attribution 4.0 International
dc.rights.uri http://creativecommons.org/licenses/by/4.0/
dc.rights.access openAccess
utb.contributor.internalauthor Kozubíková, Ludmila
utb.contributor.internalauthor Homolka, Lubor
utb.contributor.internalauthor Kristalas, Dimitris
utb.fulltext.affiliation Ing. Ludmila Kozubíková, Ph.D. Tomas Bata University in Zlín, Faculty of Management and Economics Mostní 5139, 76001 Zlín, Czech Republic Email: kozubikova@fame.utb.cz Ing. Lubor Homolka, Ph.D. Tomas Bata University in Zlín, Faculty of Management and Economics Mostní 5139, 760 01 Zlín, Czech Republic Email: homolka@fame.utb.cz Dimitris Kristalas Tomas Bata University in Zlín, Faculty of Management and Economics Mostní 5139, 760 01 Zlín, Czech Republic Email: dimitris.kristalas@gmail.com
utb.fulltext.dates -
utb.fulltext.sponsorship This paper was created at Tomas Bata University in Zlín and was supported by the Project IGA/FaME/2015/022: The influence of socio-demographic factors on the entrepreneurial orientation of SMEs ́ entrepreneurs.
utb.wos.affiliation [Ludmila, Kozubikova; Lubor, Homolka; Dimitris, Kristalas] Tomas Bata Univ Zlin, Fac Management & Econ, Mostni 5139, Zlin 76001, Czech Republic
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Attribution 4.0 International Except where otherwise noted, this item's license is described as Attribution 4.0 International