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Significant determinants of the competitive environment for SMEs in the context of financial and credit risks

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dc.title Significant determinants of the competitive environment for SMEs in the context of financial and credit risks en
dc.contributor.author Belás, Jaroslav
dc.contributor.author Sopková, Gabriela
dc.relation.ispartof Journal of International Studies
dc.identifier.issn 2071-8330 Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2016
utb.relation.volume 9
utb.relation.issue 2
dc.citation.spage 139
dc.citation.epage 149
dc.type article
dc.language.iso en
dc.publisher Centre of Sociological Research
dc.identifier.doi 10.14254/2071-8330.2016/9-2/10
dc.relation.uri http://www.jois.eu/?276,en_significant-determinants-of-the-competitive-environment-for-smes-in-the-context-of-the-financial-and-credit-risks
dc.subject Company’s age en
dc.subject Credit risk en
dc.subject Education of businessmen en
dc.subject Financial risk en
dc.subject Gender en
dc.subject Small and medium-sized enterprises en
dc.description.abstract The aim of the article is to compare significant determinants of the competitive environment for small and medium-sized enterprises in the context of financial and credit risk in Czech Republic and Slovakia. The survey on the quality of business environment was carried out in 2015 through a questionnaire on the sample of 1,141 respondents in Czech Republic. The total number of 438 questionnaires was collected during the research in Slovakia. Based on our own model, we quantified the index of perception of financial and credit risk (IFCR) for Czech Republic and for Slovakia. We compared the approach to risk by gender and education of the businessmen and company’s age through Pearson statistics at the significance level of 5%. Our research has shown that business environment in both countries is characterized by relatively low level of competitiveness in the researched area. The value of the resulted index in Czech and Slovak business environments is less than the median interval value. We also determined that the value of IFCR is significantly higher in Slovakia. Our research indicates there are significant differences in the assessment of business environment quality through IFCR in both countries, depending on gender and education of entrepreneurs and depending on company’s age. That index in Czech Republic is significantly higher in case of women as compared to men and in Slovakia it is the opposite. We have also found that businessmen with lower level of education have higher IFCR in both countries. Older firms showed better conditions for doing business in both countries because of their higher value of IFCR in both Czech Republic and Slovakia. © Foundation of International Studies, 2016. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1006643
utb.identifier.obdid 43875164
utb.identifier.scopus 2-s2.0-84981332967
utb.source j-scopus
dc.date.accessioned 2016-10-25T12:38:02Z
dc.date.available 2016-10-25T12:38:02Z
dc.rights Attribution 3.0 International
dc.rights.uri http://creativecommons.org/licenses/by/3.0/
dc.rights.access openAccess
utb.contributor.internalauthor Belás, Jaroslav
utb.fulltext.affiliation Jaroslav Belás Tomas Bata University in Zlin Czech Republic email: belas111@gmail.com Gabriela Sopková University of Economics Bratislava Slovak Republic email: Gabika.sopkova@gmail.com
utb.fulltext.references Received: January, 2016 1st Revision: March, 2016 Accepted: June, 2016
utb.fulltext.sponsorship -
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