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The level of financial literacy among the high school students in the chosen regions of the Czech Republic

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dc.title The level of financial literacy among the high school students in the chosen regions of the Czech Republic en
dc.contributor.author Paseková, Marie
dc.contributor.author Ředinová, Hana
dc.contributor.author Oprean, Victor
dc.contributor.author Kallaste, Kaidi
dc.contributor.author Homolka, Lubor
dc.contributor.author Blechová, Beáta
dc.contributor.author Sobotovičová, Šárka
dc.relation.ispartof International Journal of Mathematical Models and Methods in Applied Sciences
dc.identifier.issn 1998-0140 Scopus Sources, Sherpa/RoMEO, JCR
dc.date.issued 2013
utb.relation.volume 7
utb.relation.issue 4
dc.citation.spage 462
dc.citation.epage 469
dc.type article
dc.language.iso en
dc.publisher North Atlantic University Union (NAUN) en
dc.relation.uri http://www.naun.org/main/NAUN/ijmmas/2001-132.pdf
dc.subject Economic conditions en
dc.subject Financial literacy en
dc.subject High school student en
dc.subject Knowledge en
dc.subject Self-evaluation en
dc.description.abstract In the current economic conditions it is impossible to consider anything as permanent and predictable. A certain level of financial education across all age groups is necessary. It is no longer possible the case that what one learns in one time can use a long time without changes. Especially in the economic area, it is necessary to enable individuals still have further education, acquisition by obtaining of new knowledge and experience and deepen the already acquired. Likewise, how it is changed everything around, the financial environment is changing too. In the markets, there are many new possibilities of investment, saving or borrowing capital. Therefore, it is essential that each individual had a certain level of financial literacy. The aim of this article is to present the results of the research focused on the level of financial literacy among the high school students in the Czech Republic. A questionnaire survey was attended by participants from the high school students from Olomouc, Zlin and Moravian-Silesian Region in the total number of 297 respondents. The main area was examined the relationship between educational attainment and obtained level of financial literacy. During the research, there were the statistical methods to verify the results used, specifically the χ2 test for significance evaluation and the Pearson contingency coefficient for establishing the intensity of relations. Based on the obtained results we can say that there is agreement between the self-assessment of respondents ́ financial literacy and the educational attainment. The results also show the reluctance of students to use the services of the financial advisors, mainly due to the fact the respondent do not know any representatives of this profession. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1003254
utb.identifier.obdid 43870027
utb.identifier.scopus 2-s2.0-84878103708
utb.source j-scopus
dc.date.accessioned 2013-07-27T14:54:25Z
dc.date.available 2013-07-27T14:54:25Z
utb.contributor.internalauthor Paseková, Marie
utb.contributor.internalauthor Ředinová, Hana
utb.contributor.internalauthor Homolka, Lubor
utb.fulltext.affiliation Marie Paseková, Hana Ředinová, Victor Oprean, Kaidi Kallaste, Lubor Homolka, Beáta Blechová and Šárka Sobotovičová M. Paseková is with the Tomas Bata University in Zlín, T.G. Masaryk Square 5555, 760 01 Zlín, Czech Republic (e-mail: pasekova@fame.utb.cz). H. Ředinová is with the Tomas Bata University in Zlín, T.G. Masaryk Square 5555, 760 01 Zlín, Czech Republic (e-mail: redinova@fame.utb.cz). V. Oprean is with Babes-Bolyai University Cluj Napoca, T.Mihali 58-60, 400 592 Cluj Napoca, Romania (e-mail: victor.oprean@econ.ubbcluj.ro). K. Kallaste is with Tallinn University of Technology, Akadeemia tee 3, 12618 Tallinn, Estonia (e-mail: kaidi.kallaste@tseba.ttu.ee). L. Homolka is with the Tomas Bata University in Zlín, T.G. Masaryk Square 5555, 760 01 Zlín, Czech Repubilc (e-mail: homolka@fame.utb.cz). B. Blechová is with Silesian University of Opava, Univerzitní náměstí 3, 733 40 Karviná, Czech Republic (e-mail: blechova@opf.slu.cz). Š. Sobotovičová is with Silesian University of Opava, Univerzitní náměstí 3, 733 40 Karviná, Czech Republic (e-mail: sobotovicova@opf.slu.cz).
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utb.fulltext.sponsorship This paper is one of the research outputs of project TD 010093 “Transaction Cost Incurred by Czech Economic Entities within Insolvency Proceedings and Reduction of These Costs to a Level Prevalent in the EU; Improved Statistics for the Purposes of Insolvency Proceedings and Definition of a Financial Fragility Model” registered at Technology Agency of the Czech Republic and project IGA/FAME/2012/016 registered at TBU Zlín “The impact of the bankruptcy on the tax revenue due to the implemented
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