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The Impact of Demographic Characteristics on Financial Literacy: An Empirical Study in Commercial Banks' Customers

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dc.title The Impact of Demographic Characteristics on Financial Literacy: An Empirical Study in Commercial Banks' Customers en
dc.contributor.author Nguyen, Thi Anh Nhu
dc.relation.ispartof European Financial System 2016: Proceedings of the 13th International Scientific Conference
dc.date.issued 2016
dc.citation.spage 508
dc.citation.epage 516
dc.event.title 13th International Scientific Conference of the European Financial Systems
dc.event.location Brno
utb.event.state-en Czech Republic
utb.event.state-cs Česká republika
dc.event.sdate 2016-06-27
dc.event.edate 2016-06-28
dc.type conferenceObject
dc.language.iso en
dc.publisher Masarykova univerzita
dc.subject financial literacy en
dc.subject basic financial knowledge en
dc.subject general investment knowledge en
dc.subject demographic characteristics and Vietnam en
dc.description.abstract This study was conducted with the aim of assessing and analyzing financial literacy against the demographic characteristics of customers of commercial banks in emerging financial market in Vietnam. Primary data was collected by a structured questionnaire from 240 respondents in 12 branches of four commercial banks in Ho Chi Minh City. The results of descriptive statistics indicated that the average of basic financial and general investment knowledge of commercial banks' customers in Vietnam is moderated. Regression analyses revealed that levels of education, gender, and age scale (age over 55) are significant factors which enhance the basic financial knowledge and general investment knowledge while income, job status and marital status are insignificant to financial literacy. The results of this study assist to improve the level of personal financial knowledge by creating a wide range of education programs related to financial knowledge as well as implementing further research into this field in Vietnam. en
utb.faculty Faculty of Management and Economics
dc.identifier.uri http://hdl.handle.net/10563/1006885
utb.identifier.obdid 43876005
utb.identifier.wok 000385692200068
utb.source d-wok
dc.date.accessioned 2017-02-28T15:11:39Z
dc.date.available 2017-02-28T15:11:39Z
utb.contributor.internalauthor Nguyen, Thi Anh Nhu
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